Heartland Federal Credit Union’s goal is to provide students access to financial education along with financial products and services that teach them how to manage their spending and savings.
Rely on Education to Achieve Comfort & Happiness
Financial Education
Reach
Heartland FCU is committed to helping our members and their families REACH their dreams through innovative financial solutions. Our REACH Financial Success Program is a free benefit, providing interactive financial education modules that are short and easy to understand.
This training provides information on critical topics to increase financial knowledge, giving members the resources to plan for their financial future.
Topics Include:
- Financial Wellness in Uncertain Times
- Building Financial Capability
- Investing in Your Future
- Road Map to Financial Strength
- Financial Foundation
- Owning a Home
EVERFI
Achieve
Achieve is an interactive, mobile first financial education solution. Through engaging modules with fun interactions and relatable characters, students can learn at home and at their own pace, about spending, saving and investing.
Now more than ever, it is critical to equip students with the financial skills they need to navigate the world.
Topics Include
- Understand the basics of budgeting and spending habits
- Understand the different types of payments
- Explore how different types of employment can help you meet your goals
- Find out how and when to invest your money in pursuit of your financial goals
- Identify types of insurance that are right for your financial goals
Everfi
Family Education
Heartland FCU is excited to offer you access to a library of 20+ digital courses for students in grades K-12. These courses cover critical topics including financial education, mental wellness, prescription drug safety, compassion, digital wellness, and more.
Topics Include:
- Financial Education
- Mental Wellness
- Social Emotional Learning
- College and Career Readiness
- Early Literacy
- STEM
- Prescription Drug Safety
- And More!
Related Heartland FCU Products
Fast Pass Savings
Members up to age 18 can kick start their financial future with this high dividend savings account. Email us to learn more.
DREAM Checking
Designed for ages 13 to 17, this checking account helps teach teens how to manage spending, saving, and overall money management. Learn more about our DREAM Checking.
REACH Checking
Designed for ages 18 to 24, this checking account helps teach young adult how to manage spending, saving, and overall money management. Learn more about our REACH Checking.
Everfi
Vault
We partner with local elementary schools to offer lessons on fiscal responsibility. These courses build a foundation for healthy financial decision-making at a young age. Our goal is to provide students access to financial education, 100% free of charge to teachers, schools, and students.
Vault - Understanding Money is a digital financial education resource that addresses both financial concepts and social-emotional learning skills that build toward better financial health. Vault focuses on critical life skills like budgeting, career planning, and healthy borrowing habits. By leveraging interactive & game-based learning, Vault immerses students in real-life financial scenarios that focus on skill building and responsible decision making.
This gamified course features an engaging storyline, diverse cast of characters, and interactions & activities to teach students fundamental financial topics in a fun and engaging way.
Schools We Currently Sponsor
- Bear Elementary
- CF Holiday Elementary
- Cleveland Elementary
- Indian Riffle Elementary
- JF Kennedy Elementary
- North Dayton School of Science and Discovery
- Northridge Elementary
- Northwood Elementary
- Oakview Elementary
- Prass Elementary
- Richard Allen Schools
- River’s Edge Montessori
- South Vienna Elementary
- Southdale Elementary
- Morton Middle School
- West Carrolton Middle School
Related Heartland FCU Products
Fast Pass Savings
Members up to age 18 can kick start their financial future with this high dividend savings account. Email us to learn more.
Dream Checking
Designed for ages 13 to 17, this checking account helps teach teens how to manage spending, saving, and overall money management. Learn more about our DREAM Checking.
Everfi
Marketplaces
We partner with local high schools to offer lessons on fiscal responsibility. These courses build a foundation for healthy financial decision-making at a young age. Our goal is to provide students access to financial education, 100% free of charge to teachers, schools, and students.
Marketplaces is the first digital learning experience to equip students with an understanding of how the market works and the confidence to participate in it. Through an engaging, gamified learning experience, students blend economic concepts with investing topics to learn how the government, corporations, and individuals come together to participate in the financial marketplace.
Schools We Currently Sponsor
- Centerville High School
- Horizon Science Academy-Dayton
- Kettering Fairmont High School
- Northmont High School
- Ponitz Center Technology Center
- Wayne High School
Related Heartland FCU Products
DREAM Checking
Designed for ages 13 to 17, this checking helps teach teens how to manage spending, saving, and overall money management. Lean more about our DREAM Checking.
REACH Checking
Designed for ages 18 to 24, this checking account helps teach young adults how to manage spending, saving, and overall money management. Learn more about our REACH Checking.
Everfi
Scholarship
Heartland FCU was a proud sponsor of the 2021 Everfi Financial Literacy Bee.
Check back for future college scholarship opportunities.
Ohio Credit Union Foundation
Scholarship
We understand that during this time many are adjusting to a new normal, which isn’t easy for most and the Ohio Credit Union Foundation would like to help. We are extending the deadline for the Student Video Scholarship, so everyone interested in the opportunity has a chance to submit a video entry.
Deadline is April 30, 2021
Engage
REACH Financial Success Webinars
Heartland FCU is committed to helping our members and their families REACH their dreams through innovative financial solutions and education. Please join us for our REACH Financial Success Webinar.
Car Buying
Join us for our June webinar on Car Buying. Webinars will be Tuesday, June 15 at 5 pm and Thursday, June 17 at noon. Topics covered include:
- The cost of car ownership
- How to distinguish between the listed price and the actual price of a vehicle
- Determine how much you should budget toward a car payment
- Different payment options
- How to evaluate a loan and negotiate contracts
Tuesday, June 15, 2021
5:00 PM
Thursday, June 17, 2021
Noon
Other Topics Include
- Budgeting
- Making Budgets Work
- Debt Management
- Credit Scores & Reports
- Mobile Banking
- Mortgage Modifications
- Investing at Work
- Retirement
- Identity Theft
- Preparing for a Financial Emergency
- and more!
Below is an example of the interactive learning experiences you’ll see throughout this Web site. We hope you enjoy them and gain valuable insight into your own financial well-being.
REACH Financial Success Education
Family Conversations About Money
Money can be a difficult thing to talk about - but having proactive, honest conversations about money with your family can help reduce stress and improve the financial capability of generations to come. This short, interactive financial experience will teach you more about:
- Identifying the appropriate family members to include in the conversation
- Strategies to make conversations productive
- How to develop an action plan to create positive financial behaviors.