Online & Mobile Banking

It’sMe247 Online Banking

  • Choose personal preferences such as background color, photo album, and starting page
  • “See” and “Jump” to your joint account(s) without logging out of your primary account*
  • Integrated It’sMe247 Bill Pay
  • Check balances and view transactions in real-time
  • Text and email alerts
  • Transfer funds between accounts and make loan payments
  • Account to Account Transfer*
  • Person to Person Payment
  • Set up or change automatic transfers
  • Download transaction activity to Quicken
  • Set up eAlerts or sign up for eNotices
  • eStatements
  • Assign nicknames to your accounts
  • Open additional savings accounts or open a share certificate
  • View images of cancelled checks
  • Place a stop payment on a check
  • Notify Heartland FCU of a new address or phone number
  • Review loan payoff amounts and due dates
  • View annual dividend and interest information

* Contact Heartland FCU to set up these services

It’sMe247 Online Banking employs industry-leading features to ensure all your transactions are conducted with the highest possible privacy and protection. All data is encrypted using 128-bit encryption, the strongest form available, and transferred via the Secure Sockets Layer (SSL) protocol.


It’sMe247 Mobile App

  • Safe and secure
  • Access app using voice/facial recognition, thumbprint, or 4-digit pin
  • Mobile Check Deposit*
  • Mobile It’sMe247 Bill Pay
  • Apply for a loan
  • Available for iPhone and Android

* Subject to credit check. Must be at least 18 years of age and member of credit union for at least 30 days. Checks submitted by 3 pm Monday - Friday will be credited to your account before 5 pm the same day.

It’sMe247 Bill Pay

  • Easy to set up
  • Safe and secure
  • No additional sign-on or password to remember - just click “Pay and Transfer”
  • Schedule reminders and alerts
  • Schedule payments at your convenience - some billers can receive next-day payments
  • Set up recurring payments
  • Monitor the status of your payments
  • See payment history
  • Schedule payments at your convenience
  • Establish eBills with select vendors and let It’sMe247 keep copies of your bills

Text Alerts

Create and stay informed with real-time text alerts such as:

  • Account balance
  • ACH deposit or withdrawal notification
  • Loan payment due notification
  • eNotice notification
  • Account balance
  • Balance notification (below, at, or over an amount you designate
  • When more than a certain number of transactions post in a day
  • When more than a certain dollar amount of transactions post in a day

Text Banking Command

In It’sMe247 enroll your mobile device for text banking. If you have more than one account, you can create nicknames to help you tell them apart. Text commands below to 46247:

  • BAL = Balance for all eligible accounts
  • TRANS MYCODE $ = Executes the configured transfer with the specified amount
  • STOP = Turns off all text banking
  • HELP = Provides you help for unenrollment

Your Credit Score and Report!

Your credit score can impact your ability to get a loan, receive the best loan rate, and in some cases, get a job. To help inform, educate, and assist you improve your score, we’re excited to offer SavvyMoney through our Its’ Me 247 Online Banking and Mobile App. Members can check their credit score at any time, right from their phone or computer. To get started:

  • Login to It’s Me 247
  • Under “My Accounts” in the menu
  • Click on “Credit Score”

The program is FREE for members and is a great resource to help you improve your credit score. Plus, we’ll provide you personalized tips on improving your score and send you special offers! You can refresh your report daily without any negative affects to your score. Features include:

  • Complete credit report with your score
  • Break down of each section of your credit report
  • Suggestions to improve your score
  • Personalized money-saving offers
  • Financial education tips
  • Monitoring alerts
  • Easily dispute errors
  • And more
SavvyMoney FAQs

REACH Financial Success Education

Online and Mobile Banking

If you’re like many consumers, you appreciate the convenience of being able to mange your finances without making frequent trips to the credit union. Learn how you can make money management part of your everyday routine, right from your phone or computer. This short, interactive learning experience will teach you about:

  • Mobile and online banking product features
  • Understanding mobile payments and when to use them
  • Additional steps to safeguard your privacy when using mobile and online banking
Learn More About Online and Mobile Banking


Per CDC Guidelines, those who are vaccinated are not required to wear a mask.Review more COVID-19 related information
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