A Health Savings Account allows you to save money to pay for medical care and health claims while earning dividends on your balances. If you are enrolled in a High Deductible Health Plan through your employer, you can put money aside with contributions that are tax-deductible and distributions that are tax-free when used for a qualified medical expense. Learn more about Health Savings Account at the U.S. Department of Treasury.

Here is our HSA Program at a glance*:

• APR (Annual Percentage Rate) is 0.35%
• Minimum Deposit $10.00
• Account Early Closure (w/in 90 days) $10.00
• Card Replacement $10.00

Convenient Access

You can view your account balance and make transfers with Heartland Online or Mobile Banking services. You can withdraw up to $300 as a pin-based transaction and/or $2,000 as a signature-based transaction daily.

Your Funds are Insured

Your Heartland Federal Credit Union funds are Federally Insured to $250,000 by NCUA. Heartland FCU also carries additional insurance for member accounts provided by Excess Share Insurance (ESI) for a total of $500,000 per member.

* All fees and APR are subject to change